This Payment Processing Agreement is entered into between Fieldd Inc. (“Platform”) and you, the business entity using FielddPAY (“Merchant”).

In addition to its core services offering, Fieldd offers embedded payment processing services, which include credit card, debit card, and other payment processing services, as may be offered from time to time (collectively the “Processing Services”).

a. Definitions: This Payment Processing Agreement outlines the payment processing services provided through FielddPAY.

“Merchant” refers to the individual or business entity that accepts card payments for goods or services through the Fieldd platform. “Processing” refers to the authorization, capture, settlement, and reporting of card-based transactions on behalf of a Merchant by a payment Processor. “Platform” refers to Fieldd Inc., the provider of software and services that enable Merchants to manage and accept payments through FielddPAY.

In addition to its core services offering, Platform offers embedded payments processing services, which includes credit card, debit card, and other payment processing services, as may be offered from time-to-time (collectively the “Processing Services”)

b. Processor Relationship:

By using the Processing Services, Merchant agrees to the Processing Terms and Conditions available at https://legal.rainforestpay.com/processingterms, which may be amended at any time on notice.

c. Fees and Settlements:

You agree to pay all applicable processing fees for transactions submitted through the FielddPAY Payment Service. Fees are deducted from the transaction amount prior to settlement. Processing fees are 2.9% + $0.30 per transaction. Fieldd may charge your connected bank account or credit card on file to resolve any unpaid fees or adjustments.

d. Chargebacks and Disputes:

Each chargeback will incur a non-refundable $30 fee, regardless of the outcome of the dispute. You are responsible for managing chargeback responses through the Fieldd platform as directed.

f. Withholding and Risk:

Fieldd reserves the right to withhold payouts, request additional verification, or terminate your access to FielddPAY if your account is associated with high chargeback risk, suspected fraudulent activity, or engagement in restricted business types, as determined by Fieldd or Rainforest.

g. Platform Fees:

Fieldd may deduct any outstanding platform or subscription fees from your FielddPAY payins prior to settlement.